What is pawn?

A pawn loan is a pledge of a tangible item or asset utilized for collaterization of the loan.

Why hould someone go to a pawn shop to get a loan?

Fast, convenient, easy, cash, no credit check, no credit remark and is a fully non-recourse loan with no after effect if the client chooses to not reclaim his or her goods.

How does it work?

In Hawaii, an item is presented for a loan, the broker assesses what he or she could lend on the item and presents a tendered offer to the client. If the client accepts, he or she will then be obligated to return the amount pledged plus a small convenience fee in order to reclaim his or her goods.

What do you accept as collateral?

Our rule of thumb is that as long as it doesn't eat or have a motor - we are interested.

How much can I borrow?

In excess of $100,000.

How much does it cost?

Convenience fees range from 1% to 20% per month.

How long does it take?

5 - 15 minutes in most cases.

Do most customers loose their merchandise?

Statistics in the United States indicate that about 70% of all loans created are renewed and or redeemed.

Do you also buy stuff?

Yes - We'll buy anything that doesn't eat.

Does pawn affect my credit rating?

Pawn is a full non-recourse loan and only affects the client history at the store itself.

What else besides the item do I need to bring in with me to get a loan?

A Government issued ID, must be at least 18.

What if I loose my pawn ticket?

Come in with your ID, sign an affidavit and we'll resolve it.


How do I know that merchandise that I purchase at a pawnshop isn't stolen?

All items are cross checked across national and local databases and with law enforcemnt. The items that have cleard the hold period are all considered to be free and clear of any incumbrances.

Can I return the merchandise?


Can I buy back my item after you've forclosed and haven't yet sold it?


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